Homeowners
Insurance losses in houses and townhomes, plus direct-pay restoration and reconstruction.
Home insurance restorationMGL Ltd. Restoration & Renovation
From property damage to a finished rebuild.
Full remediation, insurance documentation and reconstruction for homes, condos and commercial properties in Toronto & the GTA.
24/7 emergency intake. Our team confirms availability and dispatch by phone.
Assess · Remediate · RebuildProperty recovery and planned renovation
01Work tracked by affected area
02Field evidence for claim review
03Written scopes and billing milestones
Restoration services
A plan for the whole loss
We assess the source and affected areas, coordinate the approved remediation and document completion before planning reconstruction.
Water damage restoration
Water extraction, affected material assessment, documented remediation and reconstruction planning for Toronto and GTA properties.
Fire & smoke restoration
Fire and smoke loss assessment, authorized cleanup, contents coordination and reconstruction across Toronto and the GTA.
Mold remediation
Site assessment, moisture-source coordination and documented mold remediation for homes, condos and commercial properties.
Contents restoration & handling
Documented contents inventory, protection, pack-out, cleaning coordination and return after property damage.
Asbestos abatement coordination
Assessment and qualified abatement coordination where suspect material affects a restoration or renovation scope.
Insurance reconstruction
Documented repair scopes, agreements and staged reconstruction following verified remediation across Toronto and the GTA.
Building envelope restoration
Water infiltration assessment and coordinated repair scope for exterior assemblies and affected interiors.
Xactimate estimating & claim documentation
Itemized Xactimate estimates, scope revisions and field evidence for property damage work across Toronto and the GTA.
Water extraction & structural drying
Recorded drying zones, moisture points, daily readings and equipment history.
Who we help
Choose the path for your property
From a house or condo insurance loss to a planned hotel or commercial renovation.
Condo & property management
Suite and common-element losses, occupied-building coordination and vendor onboarding.
Condo restoration & partnershipsCommercial & hospitality
Loss recovery, phased renovation and fit-outs for operating properties.
Commercial restorationRenovation & design
Interior reconstruction, condo suites, lobbies, corridors and shared facilities.
Renovation & designHow we operate
A record of what happened, what was approved and what was completed.
We organize zone updates, evidence, signed scopes and milestones under one project record.
First contact
Tell us where the property is, what happened, whether damage is ongoing and who can provide access. We confirm the next step and crew availability directly.
Assess and authorize
We document the affected areas, identify access or specialist needs and set out the proposed scope. We confirm who can authorize work and obtain written approval.
Stabilize and remediate
The approved scope can include protection, containment, extraction, selective removal, cleaning, contents handling and drying. We record completed work and changes by affected area.
Keep a clear claim record
For insurance losses, we organize the applicable site photos, measured observations, equipment history and scope changes by affected area. We can prepare a PDF report or separate files for the adjuster’s review.
Verify the result
We review the completion criteria, readings where applicable and any required specialist reports before an affected area is released for rebuilding.
Agree on reconstruction
We define the repair scope, schedule and selections. The written agreement sets out milestones and billing. We document and approve changes before carrying them out.
Rebuild and hand over
We coordinate the approved trades and finishes, review completed work with the client and provide the closeout documents, invoices and any agreed follow-up.
Commercial & hospitality
Plan the work around the property
We review access, landlord or brand requirements, tenant and guest circulation, and work windows with your team before setting the scope and phases.
Commercial property restoration & reconstructionCommercial construction & renovationCommercial tenant improvements & fit-outsRetail stores & shopping mall fit-outsOffice & workplace tenant improvementsHotel renovation & property improvement plansHospitality renovation & fit-outsRestaurant, café & food service fit-outsCommercial common areas & capital improvementsHospitality amenities & back-of-houseIndustrial, warehouse & showroom improvementsMedical, dental & wellness clinic fit-outs
Good to know
Common questions
If your property has active damage, call our emergency intake line.
Do you handle insurance losses in private homes?
Yes. We work with homeowners and townhome owners in Toronto and the GTA, as well as condo and commercial clients. A typical job can include assessment, authorized remediation, documentation for the adjuster and reconstruction.
Can I call before I have a claim number?
Yes. Tell us the address or municipality, what happened and whether the damage is active. You can provide claim and adjuster details after the initial call. Confirm coverage and reporting requirements with your insurer.
Does submitting a form send a crew?
The form requests an assessment and provides a reference after storage is confirmed. For active damage, call the emergency intake line. A team member confirms dispatch and timing directly.
Can you help with both remediation and rebuilding?
Yes. We assess and document the loss, carry out the authorized remediation scope and review the result. We agree on the reconstruction scope, schedule and billing separately before rebuilding.
Who receives the invoice on an insurance job?
We confirm the billing party in writing before issuing a stage invoice. An insurer may be involved in the claim while a homeowner or another party is responsible for payment. Direct billing requires written arrangements.
Can you work around residents, tenants or hotel guests?
We review access, protection, building rules, work hours and phasing with the building or business contact during scope planning.
Toronto & GTA
Tell us what happened.
Use the form for an assessment, a planned renovation or vendor onboarding. For active property damage, call our 24/7 emergency intake line.
Call (647) 558-8439 [email protected]For immediate danger, call 911. A team member confirms dispatch and availability directly.