24/7 emergency intake · Toronto & GTA (647) 558-8439
MGL home

Homeowners & townhome owners · Toronto & GTA

Insurance restoration for private homes

Property damage assessment, full remediation and insurance reconstruction for houses and townhomes across Toronto and the GTA.

Illustrative view of exposed framing during interior repairs
Illustrative property imagery

Homeowners & townhome owners

What to expect

  1. Start with the condition of your home

    Call with your location, affected rooms and whether the damage is active. We confirm access and the next step. If you have a claim number and adjuster, we can record those after intake.

  2. Document and remediate each affected area

    A basement, kitchen and adjacent hallway can need different work. We document damage by room, confirm the authorized scope and record progress, photos, readings and equipment use as applicable.

  3. Give your adjuster a clear scope

    We can prepare Xactimate estimates, scope revisions, supporting photos and field reports for review. Your insurer determines coverage. We confirm in writing who can authorize work and who receives each invoice.

  4. Rebuild after verification

    We review completion of remediation and any applicable specialist reports before planning repairs. We agree on finishes, schedule, signed scope, changes and staged invoices before reconstruction.

Call MGLRequest assessment
MGL Property GuideGeneral information

Keep personal details and claim documents out of the guide. Call MGL for active property damage. Chats are stored for 30 days to respond and improve service.